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Explore our coverages

We don’t just create coverage — we empower people. Every plan we offer reflects our commitment to peace of mind/

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40+
Trusted by clients worldwide
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Our coverages

We don’t just offer insurance — we build security. Every plan is designed to reduce financial risk, support health recovery, and bring clarity to what coverage really means.

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Hospital Accident & Sickness

Pays cash directly to you for hospital stays, outpatient surgery, or fractures. Includes recovery and ambulance benefits.

Individual & family plans
Renewable to age 85
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Cancer Care Protector Plus

Cash paid daily directly to you if hospitalized or receiving outpatient treatment for Cancer, Heart Attack, or Stroke. Support for ongoing recovery

Individual & family plans
Guaranteed Renewable
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Accidental Death & Dismemberment

AD&D coverage pays a lump sum for accidental death or serious injury, providing added financial security when you and your loved ones need it most.

Individual & family plans
Renewable to age 85
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Disability Coverage

We provide monthly benefits if you can’t work due to accident or sickness, helping you stay financially secure. Whether adding to existing coverage or starting fresh, our flexible disability plans fit your needs and budget, giving you peace of mind when it matters most.

renewable to age 70 & 75
premium options
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Critical Illness Coverage

Serious illness like cancer, heart attack, or stroke can hit without warning - and so can the costs. Our critical illness plan pays a tax-free lump sum directly to you upon diagnosis, so you can focus on recovery, not finances.

Child rider & Teledoc medical
Cash when you need it the most
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Outpatient Accident & Sickness

Pays cash directly to you to help cover out-of-pocket costs when you suffer an accident or sickness and require outpatient surgery or treatments. Use it for travel, groceries, bills, or whatever matters most during recovery.

Individual & family plans
Renewable to age 85

FAQs

Honest answers to common questions. Everything you need to know—no fluff, just facts.

What is living benefits insurance?
Who can get covered?
Does this replace my provincial or work benefits?
How fast does coverage start?
What happens if I switch jobs?
Is there a cost to get a quote or ask questions?
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